QRIS adoption, cashless transactions, and financial inclusion in Indonesia: a systematic literature review. ECOBIZTECH: Journal of Economics, Business, and Technology, [S. l.], v. 1, n. 2, p. 250–268, 2026. DOI: 10.65881/ecobiztech.v1i2.120. Disponível em: https://ejournal.scmdigi.id/index.php/ecobiztech/article/view/120. Acesso em: 18 jul. 2026.