Beyond convenience: a systematic literature review of buy now pay later adoption among generation z. ECOBIZTECH: Journal of Economics, Business, and Technology, [S. l.], v. 1, n. 2, p. 336–354, 2026. DOI: 10.65881/ecobiztech.v1i2.121. Disponível em: https://ejournal.scmdigi.id/index.php/ecobiztech/article/view/121. Acesso em: 20 jul. 2026.